Travel Insurance | Trip Insurance (2023)

Insurance Home / Travel Insurance

Coverage you need to feel confident when you travel.

AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada.

After assessing all of your current coverages, to help you find an appropriate Amex Travel Insurance product, please use our ‘Get a quote’ tool or call 1-844-200-8959

Don't have an American Express® Card?

You may still apply for coverage that suits your needs.

View Plans

Already a Cardmember?

See what coverage is included on your Card and explore additional travel insurance options.

Need to make a claim?

We're here to help – 24 hours a day, 7 days a week.

Make a Claim

Explore our travel articles for helpful tips and inspiration.

From RV adventures to business trips, set your mind at ease with interesting ways to think about, plan, and experience your next getaway.

Read more

Get insurance coverage for your travel needs.

Whether you are looking to embark on a road trip across the country or a quick trip to a top Canadian destination, you can feel good knowing that AMEX®Travel Insurance1† may cover the following:

  • Trip cancellation, interruptions or delays
  • Loss, theft or damage of baggage and personal items
  • Expensive medical bills in the event of an emergency

…and more.

Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages available under an AmexTravel Insurance plan1† may be restricted or unavailable. For more information, please visit www.rsagroup.ca/amexcovid19.

Need your insurance today?Don’t leave home without packing extra reassurance with AMEX®Travel Insurance1† . Get a free, no obligation quote online in minutes and you could receive policy document immediately when you buy online.

(Video) Travel Insurance Tips: 7 Things to Know Before You Buy

Get insurance coverage for your travel needs.

AMEX® Travel Insurance has plans that include coverage for:

  • Trip cancellation, interruption or delays;
  • Loss, theft and damage of personal items;
  • Expensive medical bills.

Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages available under an AmexTravel Insurance plan1† may be restricted or unavailable. For more information, please visit www.rsagroup.ca/amexcovid19.

Need your insurance today?Don’t leave home without packing extra reassurance with AMEX® Travel Insurance1† . Get a free, no obligation quote online in minutes and you could receive policy document immediately when you buy online.

Travel Insurance Plans

Per-Trip Plans (single trip)

Whether you’re heading on a weekend road trip or backpacking through Europe, our flexible trip insurance plans can provide travel insurance for your one-off travels.

Multi-Trip Annual Plans (unlimited trips of 10, 16, or 31 consecutive days)

Frequent traveller? Amex Travel Insurance provides Multi-Trip Annual Plans that are a convenient and cost-effective way to get travel insurance coverage when you travel more than once in a 365-day period.

Ultimate Travel & Medical Plan

  • Emergency Medical Insurance
  • Trip Cancellation Insurance(up to $1,000)Trip Cancellation Insurance
  • Trip Interruption Insurance(up to $1,000)Trip Interruption Insurance

View Certificate of InsuranceDownload Details

Essential Travel & Medical Plan

  • Emergency Medical Insurance
  • X

  • Trip Interruption Insurance(up to $1,000)Trip Interruption Insurance
  • Trip Cancellation InsuranceNot
    included

View Certificate of InsuranceDownload Details

Select Travel Plan

  • X

  • Trip Cancellation Insurance(up to $1,000)Trip Cancellation Insurance
  • Trip Interruption Insurance(up to $1,000)Trip Interruption Insurance
  • Emergency Medical InsuranceNot
    included

View Certificate of InsuranceDownload Details

(Video) Travel Insurance: How It Works & What You Need to Know

Basic Travel & Medical Plan

  • Emergency Medical Insurance
  • Trip Cancellation InsuranceNot
    included

    X

  • Trip Interruption InsuranceNot
    included

    X

  • Baggage & Personal Effects InsuranceNot
    included

    X

  • Flight & Travel Accident InsuranceNot
    included

    X

View Certificate of InsuranceDownload Details

...

...

Ready? Compare quotes within minutes.Certain conditions, exclusions, limitations, and definitions apply.

Frequently Asked Questions

How does COVID-19 affect my coverage?

To find the answer to this question and similar COVID-19 related inquiries, please visit the COVID-19 TRAVEL FAQ page.

(Video) The World's Best Travel Insurance for Thailand in 2022, what is covered and how much?

How do I purchase AMEX® Travel Insurance?

Get a quote online in minutes by filling out the form on the AMEX® Travel Insurance home page, or by calling +1-844-200-8959.

What is the maximum number of days I can buy travel insurance for?

You can purchase travel insurance for up to 365 days, which will cover you beyond the maximum number of days allowed outside your Canadian province or territory of residence. This is provided you receive written permission from the provincial government in your province of residence to maintain your provincial government health insurance coverage beyond the regular maximum in advance of your departure. In the event of a claim, you will be asked to provide such written permission.

When should I buy travel insurance?

If you are planning on travelling outside your home province or territory, it’s important to purchase travel insurance before you leave, to help protect yourself in the event of a medical emergency. If you plan on purchasing pre-paid travel arrangements, you may wish to consider purchasing trip cancellation/trip interruption coverage at the same time in order to protect your investment should you have to cancel your trip due to a covered reason.

How do I file a complaint in relation to the service or coverage I have received?

If you are not satisfied with the service or coverage you have received, we encourage you to provide your feedback through the following Complaint Handling Protocol which can be found on the following page - Customer Satisfaction | rsagroup.ca . We want to ensure that your concerns are handled fairly and efficiently.

View All FAQs

Why AMEX® Travel Insurance?

Travel Insurance | Trip Insurance (1)

Coverage meets value.

AMEX® Travel Insurance provides flexible coverage to fit your travel plans and budget.

Travel Insurance | Trip Insurance (2)

Service you can trust.

You can travel with confidence knowing your trip is backed by the same quality service from American Express that you’ve come to know and trust.

(Video) Do I Really Need Travel Insurance?

Travel Insurance | Trip Insurance (3)

Flexible to suit your needs

AMEX® Travel Insurance offers four pre-packaged plans that may be topped up or extended based on the coverage you’re looking for.

Travel Insurance | Trip Insurance (4)

We keep it simple

With us, you can get a free, no-obligation quote online in minutes and you could receive policy documents immediately when you buy online.

Travel Insurance | Trip Insurance (5)

Contact us: 1-844-200-8959
Mon - Fri: 8am-8pm(EST);
Sat: 9am-5pm(EST)

Back to Top

Legal

AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca. In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

®, TM: Used by Amex Bank of Canada under license from American Express.

©2022 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. ®RSA, RSA & Design and related words and logos are trademarks and the property of RSA Insurance Group Limited, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.

†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

  1. This is not an insurance coverage. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
  2. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.
  3. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

* AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

** Travel Emergency support provided by Global Excel Management Inc.

(Video) German Incoming Travel insurance

®, TM: Used by Amex Bank of Canada under license from American Express.

Videos

1. The Don'ts of Travel Insurance - Watch Before You Travel
(Wolters World)
2. Travel insurance: What it covers, what it doesn't
(CNBC Television)
3. How to Choose Travel Insurance in 2023 | Know what's covered (and what to look out for!)
(Portable Professional)
4. DON'T BUY TRAVEL INSURANCE WITHOUT WATCHING | Travel insurance tips every traveler needs to know
(Project Untethered)
5. Everything about Travel Insurance for Your Cruise
(CruiseHabit)
6. Travel Insurance Explained 2023 (tips for your first trip)
(Portable Professional)
Top Articles
Latest Posts
Article information

Author: Duncan Muller

Last Updated: 06/16/2023

Views: 5843

Rating: 4.9 / 5 (59 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Duncan Muller

Birthday: 1997-01-13

Address: Apt. 505 914 Phillip Crossroad, O'Konborough, NV 62411

Phone: +8555305800947

Job: Construction Agent

Hobby: Shopping, Table tennis, Snowboarding, Rafting, Motor sports, Homebrewing, Taxidermy

Introduction: My name is Duncan Muller, I am a enchanting, good, gentle, modern, tasty, nice, elegant person who loves writing and wants to share my knowledge and understanding with you.